Fees and Charges Schedule

As at 10th November 2008
Fees and Charges (33K PDF)

How To Avoid Paying Transaction Fees With Maleny Credit Union

• Internet Banking: Access details of balances & transactions; transfer funds between your own accounts; transfer funds to another MCU account; transfer funds externally. Pay your bills using Bpay. These are free transactions regardless of how often you use them.
  
  
• Visa: Use your own funds or your pre-approved MCU overdraft with your Visa Debit Card wherever the Visa symbol is displayed. Specify that you wish to pay by Visa by selecting the "Credit" button and "Pen or PIN" for your purchase. These are free transaction regardless of how often you use them.
  
  
• When using EFTPOS press "CR" and "Pen or PIN" for your transaction. These are free transactions regardless of how often you use them.
  
  
• If using EFTPOS to pay for goods, withdraw cash in the one transaction – this counts as only one chargeable transaction.
  
  
• Pay your regular payments by Direct Debit. This is a free transaction regardless of how often you use it.
  
  
• Plan your cash withdrawals wisely. Withdraw larger amounts less frequently from ATMs or over the counter at MCU.
  
  
• To avoid overdrawn/overlimit fees, always ensure you have sufficient cleared funds in your account to cover all withdrawals.